After an accident, even if you’re not injured, you will most likely be shaken and stressed. However, the events that follow are almost as stressful as the accident itself. Dealing the car accident police reports, personal injuries and the insurance companies can be time-consuming and confusing. Settling Claims after a Car Accident
Car accidents occur daily and they are one of the most common reasons behind personal injury cases. As a victim of a car accident, you have every right to be compensated properly for being affected by an act of carelessness and negligence which is, in most cases, done monetarily.Various expenses can arise from being involved in a car accident.
You may have property damages, medical bills, trauma, treatments, pain, inability to work, and other forms of suffering which can actually cost you a lot if you aren’t compensated the right way!
Typically, the negligent party’s insurance covers all the necessary costs to defray all expenses as much as possible; however, there are some instances where the other party won’t have insurance, or their insurance company won’t cover all the expenses and only deal with the damage done to your vehicle alone.
If you want a smooth process for compensation, you will have to hire a professional car accident lawyer who can easily protect your right to financial compensation in the event of an accident.
The whole process will be as smooth as possible as long as you have the proper documentation of proof of damages from the accident, and accurate and certified medical records that list your injuries in order.
Although you may have an accident lawyer who is an expert, it also helps to know what kind of compensation you can expect from car accidents caused by negligent drivers.
Having the right knowledge on what you can demand can help with crafting a more satisfactory settlement that leaves no stone unturned, which can ensure that you’ll be compensated in the best way possible.
In order to help you know what to expect in terms of compensation after a car accident, we’ve prepared a list of the most common types of damages that you can receive compensation for during your settlement:
Proof of property damage, for example damage to your vehicle after the car accident is something that you’ll immediately need to work on compared to everything else.
Have a police officer on duty note the damage done to your vehicle. In addition obtain an estimate from a mechanic to formalize a list of necessary expenses that will be incurred in order to restore your vehicle back to its pre-collision condition.Medical Expenses
Often times, a car accident may result in personal injuries. The expenses incurred from the treatment of the injuries must be duly noted for proper compensation. Here are some of the most common medical expenses you’ll have to deal with after an accident:
• Physical Therapy
• Cognitive Therapy
• Ambulance Fees
• Doctor Consultations
• Medical Supplies (crutches)
• Permanent Disability Costs
• In-Home Care Services
• On-Going Care and Treatments
Lost Wage Damages
Much like a workers’ compensation claim, if the injuries incurred as a result of the car or motorcycle accident prevent you from being able to work, you’ll have lost wages. A letter from your employer, wage documentation, and a medical report of how many days you’ll are unable to work will help you make your case when trying to receive compensation for lost wages.
Pain and Suffering Damages
After an accident, you may endure physical or mental distress which often results in a compromise of your quality of life. The charge for these types of damages often depends on the severity of the pain or injury experienced, and any other after-effects that may come with experiencing an accident, such as (but not limited to): anxiety, trauma, loss of enjoyment in life, and financial burden.
Out of Pocket Expenses
This type of damage or cost usually refers to any other miscellaneous costs that were incurred after the accident, such as transportation, parking tickets, towing, and over-the-counter medical supplies.
The guide to understanding what costs qualify for this type of damage lies in your usual purchasing habits, wherein it can be inferred that if you don’t pay for those costs normally, then they are part of the out of pocket expenses that must be reimbursed or financially compensated for.The most important steps to take after a car accident of course involve getting to safety and seeking the proper medical attention for any injuries regardless of how serious you think they are. Once you have filed your claim with your insurance agent, you should hear back within a week or two regarding the decision on who is at fault in the car accident and what compensation you will receive.
If you feel you have not been fairly compensated for the damages caused by the car accident, you need to speak with a personal injury attorney. As car accident attorneys, Joshi & Patel offer a free case evaluation, no obligation consultation. Once it has been determined that you have a case, we will work for you on a contingent fee basis. In other words, you don't pay your personal injury attorney fees up-front. Instead, you sign an agreement to pay us a percentage of your settlement amount. You pay us absolutely nothing unless you recover.**Many of our blog articles discuss the law. All information provided about the law is very general in nature and should not be relied upon as legal advice. Every situation is different, and should be analyzed by a lawyer who can provide individualized advice based on the facts involved in your unique situation, and a consideration of all of the nuances of the statutes and case law that apply at the time.